The new SimplePension for you.
Your retirement savings are just a click away
Find the right 3a pension solution for your individual circumstances. With Coop Finance+ you have full transparency regarding your pension savings at all times.
Get started
The most flexible Pillar 3a account yet
Whether you want to prepare for your retirement or save on tax, pension planning with Coop Finance+ is straightforward and has attractive fees.
Take charge of your financial future with a flexible pension solution including innovative investment options.
Take charge of your financial future with a flexible pension solution including innovative investment options.
Your advantages with Coop Finance+
Your advantages with Coop Finance+
Simply download the app, create a login and follow the steps to open an account
Flexible pension planning with investment strategies to suit all levels of income and all circumstances
Open up to 5 portfolios for 3a assets
Invest with no minimum amount or minimum contract term
Attractive 1% interest rate on the 3a account
"All-in" fees of max. 0.63% for investments
The right pension in just a few steps
Create a login
Simply download the Coop Finance+ app and register using your personal details.
Create a login
1
Simply download the Coop Finance+ app and register using your personal details.
Define your savings profile
Answer a few questions regarding your income and circumstances to determine your personal savings profile.
Define your savings profile
2
Answer a few questions regarding your income and circumstances to determine your personal savings profile.
Select the right pension solution for you
Based on your answers, we will offer you a suitable pension and investment strategy. You can adjust your investment strategy at any time.
Select the right pension solution for you
3
Based on your answers, we will offer you a suitable pension and investment strategy. You can adjust your investment strategy at any time.
Pension planning in an app
With the Coop Finance+ app, it's easy to find out which 3a pension solution is the best fit for your income and circumstances.
Define your savings profile: which category do you fit into?
Define your savings profile: which category do you fit into?
Pension strategies that match your savings profile will be displayed. Select a 3a savings account with an attractive interest rate or invest in solutions based on Vanguard funds and an ESG Switzerland fund provided by OLZ.
In just a few clicks, you will be guided through the app to find the right investment strategy for your personal circumstances. You can adjust your investment proposal at any time.
Mit wenigen Klicks führen wir Sie in der App durch, damit Sie die passende Anlagestrategie für Ihre persönliche Lebenslage ermitteln können. Sie können den Anlagevorschlag jederzeit anpassen.
In just a few clicks, you will be guided through the app to find the right investment strategy for your personal circumstances. You can adjust your investment proposal at any time.
Mit wenigen Klicks führen wir Sie in der App durch, damit Sie die passende Anlagestrategie für Ihre persönliche Lebenslage ermitteln können. Sie können den Anlagevorschlag jederzeit anpassen.
Select a pension and investment strategy
Depending on the savings profile selected, portfolios are composed of varying weightings of equities and bonds. You can choose one of two options:
Life cycle strategy (Coop 3a Lifecycle)
Life cycle strategy (Coop 3a Lifecycle)
The "Life cycle strategy", which is new and innovative on the Swiss market, aims to build up retirement assets over the long term, while permitting the asset allocation to be adjusted dynamically to the investor's age. The equity allocation automatically decreases over the course of the investment period, thus also reducing the investment risk as you approach retirement age.
FactsheetConstant asset development (Coop 3a Static)
Constant asset development (Coop 3a Static)
The investment goal of the static strategy is to build up retirement assets over the long term with an allocation of your assets to equities and bonds that remains constant until your retirement. The equity weighting thus remains identical throughout the entire investment period.
FactsheetThe digital partner for pensions
Keep control of your pension with an app. Plan your retirement almost automatically, and ensure you have a full overview of your pension account at all times.
A strong partner for your future
Coop Finance+ provides a complete selection of pension offerings, ranging from low-risk options to dynamic solutions with high growth potential. Vanguard and OLZ offer attractive funds and model portfolios, while the Liberty occupational benefits foundation ensures low-risk Pillar 3a savings solutions, and Glarner Kantonalbank guarantees reliable asset management.
Download now for free:
Just ask
If you require further information about downloading the app, registering or using the app, please contact us by e-mail or telephone. We'll be glad to assist.
+41 (0) 848 11 66 11(CHF 0.08/min.) We are here to help from 8 a.m. to 1 p.m. on Mondays to Fridays.
Go to contact formWe will respond within 48 hours.